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Why Do You Need Mobile Phone Insurance?

Today, smartphones have become essential tools that help us with just about everything in life. With the growing impact of smartphones on our communications, careers, education, and even our dating life, it’s fair to say that smartphones are a man’s or a woman’s best friend.

Therefore, it’s imperative to protect these valuable tools to prevent any disruption in our lives. But, unfortunately, in every part of the world, smartphone theft or loss has become an everyday phenomenon.

In response, many people have gravitated towards mobile phone insurance to ensure there’s a provider to help them cover the expenses in case of any damage or incident. But, of course, like any other type of insurance, mobile insurance does have its detractors. Some people think there’s no point in spending money to protect a device in case of theft, loss, or damage.

That’s why in this article, we’ll provide you with three main reasons demonstrating the necessity of mobile phone insurance.

Lisa from Pexels

Photo by Lisa from Pexels

Mobile Insurance Is Cheaper

Sometimes, people are outraged to find out they have to pay a deductible for filing an insurance claim. However, they forget that the cost of repairing or even replacing an average mobile phone is far higher than paying a deductible, even if you add in the monthly fees. Furthermore, you might null the manufacturer’s limited warranty by repairing your phone. For example, most warranties don't cover waterlogged devices. Even if you don’t null the warranty, there’s no guarantee that the phone can be repaired.

In addition, if your smartphone gets lost or stolen, the manufacturer has no responsibility to replace the device. So in this scenario, you’re stuck with a +£500 bill (average cost of a smartphone), which is far more costly than the most comprehensive mobile insurance plan out there.

You Can’t Trust Protective Gear

Of course, you may think that buying a solid phone case can save you from disaster. But, of course, that is far from the truth. Even if a protection device protects your smartphone against the sidewalk, it’s utterly useless against the dangers of theft, loss, or even liquid damage. A reliable gadget insurance provider like Lycainsure can cover it all and save you from many unnecessary headaches.

Peace of Mind Is Irreplaceable

Some people say spending on mobile phone insurance is a waste of money. Their argument is that most probably, you’ll never need it. Sure, you may never drop your phone while crossing the street, or no thief may get their hands on your device. But, based on that same logic, you shouldn’t buy car insurance.

However, you purchase car insurance because you know an accident can occur at any moment and in a fraction of a second, and if and when it does happen, you have the peace of mind that you’re covered.

Bottom Line

Like any other type of insurance, there is opposition to the concept of mobile phone insurance. The reality is in today’s world; mobile insurance is a necessity, not a luxury. Cell Phone manufacturers are notorious for dodging their responsibility by claiming (in most instances) damages aren’t covered by the warranty.

The cost of repairing or replacing a smartphone is considerably higher than the money you’ll spend on mobile phone insurance. Therefore, it’s best to find a reliable mobile insurance provider like Lycainsure that covers you against any source of harm.

So, don’t take any chances and get mobile insurance right away because prevention is always better than cure. It’s always better to be safe than sorry. Please contact us to obtain a free quote and get the peace of mind you deserve.